Firm Profile

We believe that there are four phases in our Financial Lifetime. The accumulation phase of life changes to the distribution phase and asset protection phase, followed finally by the wealth transfer phase of life. Applying the same old methods of yesteryear may not allow us to reach our financial objectives because we are living longer.
Pension plans have diminished drastically, social security now provides an even smaller percentage of our overall retirement income needs, and health care costs combined with the fear of out living our money has become a major concern.
Many of us have recently paid more for our automobiles than we did for our first home. Preserving the principal may give way to the need to guarantee income and keep up with inflation. Taxes and inflation may prove to be a greater concern than the actual expense of protecting assets.

As Retirement Specialists we have been attempting to bring these and other realities to the forefront for years now through our most requested retirement workshop titled ‘Everything I Wanted to Know…But Didn’t Know to Ask!’ ®.

Many retirees have become totally confused, frustrated and frightened by their lack of control and not knowing who they can trust.

Perceptive Investors and Retirees look to the Melton Financial Group Wealth Advisory as a guide to their Investments, Financial Planning, Wealth Development and Wealth Preservation.

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We are an Independent Financial Planning Group and we are not tied to any single investment product.

By helping to provide simplicity, clarity, insight and guidance, the Melton Financial Group Wealth Advisory will provide the necessary tools and understanding for making informed, accurate and more powerful choices.

Your ability to Choose…may allow you to enjoy your lifelong retirement plans with a better understanding of what living life is all about.

At the Melton Financial Group Wealth Advisory, we are proud to say that a large portion of our new clientèle comes to us on a referral basis from our respected and valued clients.

Many of our new clients have come to us from…

  • PG&E
  • SBC Global
  • PERS
  • United Airlines
  • Motorola
  • Del Webb Retirement Communities
  • Aerojet
  • Surewest
  • STRS
  • Northwest Airlines
  • Coldwell Banker
  • Hewlett-Packard
  • Sacramento Bee
  • Kaiser
  • Blue Shield
  • AT&T

*Neither Melton Financial Group nor LPL Financial is affiliated with, endorsed or retained by the companies listed.

Our Dinner Workshops offer added support and information for those wanting to get to know us better before asking to meet with us.

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With people now living longer in retirement and with the baby boomers now turning into senior boomers we believe it’s time to revisit your retirement investment options and review your retirement analysis plan.

We recommend that you take the time to interview with full service, experienced Advisors who can offer help and guidance in all areas of your retirement needs. We are here for your first or second opinion.

Remember, it may be difficult to get an honest second opinion from the person who gave you the first opinion.

Our professional alliances, which includes CPAs and attorneys, may help to address other crucial aspects of your life and business. We hope that you will allow us the opportunity to offer our services and experience.
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We believe that, when done correctly, ‘financial planning shouldn’t be a cost…it should be a benefit’.

As a value added service, there is no fee, charge or obligation to meet with us. If any transaction fees, or commissions are appropriate, charges will be discussed before continuing any further into our relationship.

With your interests in mind, we believe we have the necessary ability to help guide you through your retirement years leaving you time to do the things you may enjoy most…golf, travel, spending time with family and friends.

Life is change. Growth is Optional. The ‘Choice’ Is Yours.

We look forward to having the opportunity to  help provide you with your own personal bridge that leads to a more secure and successful retirement future.

Please call for your ‘no cost’ Review at 916.772.2477 or 888.772.2487

When you succeed…we succeed.